We blogged about the building process of our house to document it for ourselves and to help others. Our house is finished and we have moved in and we love our home. Building a house isn't a process that goes perfectly, no matter what builder you pick, and this is our story. Every problem we had during the building process has been made right by Ryan homes. This isn't complaint blog, its how we felt at the time of our post during the building process.

Sunday, July 20, 2014

We have decided to build our new house

We have been living in our condo for around 2 1/2 years and now we want a real house with a backyard. We have looked online for houses in the area with the features we want and couldn't find anything we liked. So we wanted to build a new house. So then the hunt was on to find a builder and neighbor for us. At first we couldn't find anything in our price range without getting a townhouse and we didn't want to settle for a townhouse. Then a new neighbor sign went up near where we live now and the prices on the sign looked perfect. So I went online and found out more information.

The builder was Ryan Homes. They had a couple different models with different features. We wanted at least 3 bedrooms, 2 1/2 baths, laundry room up stairs, large upgraded master bath and new big kitchen that was open to the family room and eating area. The Ernest Hemingway fit that perfectly with staying in the price range we wanted. So then we decided to go to the sales office. We meant with the SR and got more information. The SR had me a little worried when he told us the price of getting a bigger lot that was a must have for us. It put us at what i thought our max budget would be without any other upgrades. I thought we were going to have to settle for something we didn't want. The SR priced out all the upgrades we wanted and lot then ran the numbers for us. He even told us about a loan option we had never heard about before, a conventional loan with no PMI and min or 3% down, wow. Sounded like a dream mortgage, lol. He told us where the closet model was since their models homes weren't even started yet (i have heard this is the best time to buy because the price goes up after models are build). Later that day we drove to the model and fell in love. We talked it over that night and ran our own numbers just in case, it was a good.

 The next day we went back to lock in. We really wanted the biggest lot without having to a pay a premium and we got it. I was worried we wouldn't get it because it was the biggest lot (not counting the corner lot, which we didn't want anyway because it would be along the main neighbor road, meaning busy road) without a premium. It turned out it was a mistake and that lot we wanted had a premium, but lucky for us the SR made a mistake in our favor, and we still got it without paying the premium. This was a $8,000 savings to us. Made me very happy.

The next weekend we shared the great news with our families. My dad wasn't too happy about our idea at first, but after 1000 questions he shared our happiness. Can't wait to start picking everything out.

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